Understanding the Free Credit Report Scam

Avoiding the scams

You ask yourself so how do I know what is legitimate and what's not?  Here are a couple tips to consider.

  1. Avoid things you see advertised on TV. FreeCreditReport.com is continually bombarding us with advertisements.  Ask yourself this simple question, where are they getting money to do the advertisements? The front page of their website tells you that you are subscribing to a $12.95 per month membership in a Credit Monitoring service.
  2. Do not respond to the emails you receive.